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Personal Savings Accounts Savings Clubs Saver’s Sweepstakes Savings Rates Checking Accounts Youth & Student Accounts Kids Accounts Teen Accounts Student Checking Health Savings Accounts Credit Cards Lines of Credit Personal Loans Services Investment Services MetLife Auto & Home Insurance Tax Services Business Savings Accounts Checking Accounts Business Services Lending Mortgages & Refinancing Home Equity Lines of Credit Auto Loans Personal Loans Credit Cards Student Loans Apply About Us Community News & Alerts Events & Promotions Financial Data Careers Locations & Hours Contact Us Resources Buying a Home Buying a Car Downloadable Resources Cybersecurity Calculators College Planning Blog Join Member Perks Dollars for Scholars Education Discounts Loan Payment Relief We are here to help at this challenging time. Request Relief Member Loyalty Loans These special signature loans can help if you're experiencing financial challenges. Learn More 90 day no pay Enjoy no payments for the first 90 days on auto and secured loans or refinances of loans! Learn More No Penalty CD Withdrawals And other ways Guardian is helping our members. Learn More Choose Your Mortgage Find the mortgage that is right for you. Our mortgage reps are here to help! Learn More Auto Loans As low as 2.69% APR* Credit Cards Intro rate for 12 months 1.99% APR* Standard variable rate as low as: 7.99% APR* BALANCE TRANSFERS & PURCHASES HELOC Intro rate for 12 months 1.99% APR* Standard variable rate as low as: 4.000% APR* NO CLOSING COSTS Mortgage 30-year fixed 3.250% | 3.282% APR* View All Loan Rates & Apply Make Your House a Home with a HELOC Make Your House a Home with a HELOC Finance your home renovations with a Home Equity Line of Credit. Learn More Buy, Build or Refinance Buy, Build or Refinance Find the mortgage that is right for you. Learn More Become a Member Become a Member Let us help you find your financial footing. Learn More Build Your Credit Build Your Credit Find the right card to establish, or improve, your credit responsibility. Learn More Manage Your Money Anywhere Manage Your Money Anywhere At home or on-the-go, learn more about online and mobile banking. Learn More LATEST NEWS & EVENTS Your Credit Score and Getting a Mortgage Having a good credit score and getting a mortgage go hand in hand. We've gathered a few FAQs to help you better understand why. Read More How a Credit Union Keeps Your Money Safe is a federally insured credit union. Your money is safe here, and all deposits are protected by the National Credit Union Share Insurance Fund. Read More No fees for Guardian members using shared service centers As of January 1, 2020 Guardian members can use shared service centers to make transactions at other institutions with no fee. Read More Seasons of Giving 2019 Each year during the holiday season, the Guardian community comes together during our Seasons of Giving campaign to help our members and their families. Read More Build your savings and have a chance to win! Saver’s Sweepstakes® is a new prize-linked savings account that offers prize drawing entries in return for increases in monthly savings balance. Read More Guardian Cares 2019 Each summer, employees, members and friends come together to support a local charity or non-profit organization. This year, Guardian is excited to be supporting the Veterans Outreach of Wisconsin. Read More Guardian Loan Applications Now Accepted 24/7 is now accepting applications for loans 24-hours-a-day, 7-days-a-week, in an effort to better serve applicants. Read More Why you should apply for a loan before you shop for a car Applying for a loan before shopping for a car can save you time and money. You'll also feel more confident about what you can afford. 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